Credit Cards 4 Now
The Finance Site for Prepaid Cards and Credit Cards
Welcome to Credit Cards 4 Now
We provide information about financial products designed specifically for young people.
If you are looking for a way to start managing your money unfortunately, there are not a lot of sites aimed at young people, students and those who are just setting out on their financial paths.
However, whether you are looking for Prepaid Cards, Student Credit Cards, Credit Cards, Poor Rating Credit Cards or Credit Card Claims Services, you can use this site to see what financial options are most appropriate for you.
Prepaid Cards
Prepaid cards work much like credit cards but you cannot spend money that you don’t have. The main principle of a prepaid card is that you load money onto the card which gives you the ability to personally manage the amount of money on the card. With no credit facility there is no debt danger. This also means that you do not need to worry about your credit rating or history because credit checks are not carried out.
To compare prepaid cards use the table below to assess the main features of each card as well as any added benefits. Completing an online comparison will help you select the one that best suits you and your individual requirements.
| Company | Issuer | Cost | Max | Monthly Fee | Purchase Balance | ATM Fee | Under 18 | SMS Services | Money Share | Top Ups | More Info |
ClearCash
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£4.50 | £5000 | £9.99 | £0 | £0.50 | No | Yes | No | Paypoint, Post Office, Wages, BAC |
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| Features – Unique online Budgeting tools “BudgetMaster”, downloadable budgeting packs, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops using ClearCashback.co.uk. Full Purchase Protection package. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £4.50 to£5.00 to buy card and now accepted everywhere the MasterCard logo is found. | |||||||||||
Bread Card
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£7.50 | £3500 | £0 | £2.00 | £1.50 | Yes | Yes | Yes | Paypoint, Wages, BACS, Post Office |
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| Features - 3 choices of design, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £7.50 to buy card and now accepted everywhere the Mastercard logo is found. | |||||||||||
Onebanking Prepaid Card Bank Account
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£30 | £25000 | £12.50 | £0 | £0 | No | Yes | Yes | Bank, BACS, Wages |
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| Onebanking is both a banking facility and a Prepaid card that's open to everyone. Irrespective of your current situation or past credit history. There are no credit checks! You will also get a personal account manager to help you manage your money. | |||||||||||
Freedom Prepaid MasterCard
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£9.99 | £3000 | £0 | £0 | £1.50 | Yes | Yes | Yes | Paypoint, Post Office, Wages, BACS |
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| The Freedom Card is the UK's first retail instant issue, fully reloadable, embossed Prepaid MasterCard® with chip & PIN security that customers can purchase without any ID. The instant card has a maximum balance of £1, 650 - you can upgrade your card by providing a Passport, or UK Driving Licence maximum balance £3,000. You can now also purchase by SMS phone text! | |||||||||||
Cashplus Gold Mastercard
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£4.95 | £5000 | £4.95 | £0 | £1.00 | No | No | Yes | Post Office, Wages, BACS |
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| Top-up for FREE at 14,500 locations, including any UK Post Office® branch Use at over 25 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark. | |||||||||||
Virgin Prepaid Card
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£9.95 | £3500 | £4.75 | £0 | £1.50 | Yes | No | No | Paypoint, Post Office, Internet (Credit / Debit), BACS |
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| The Virgin Prepaid MasterCard is a secure way to shop – online, by phone and in store. You can easily apply online and receive fantastic discounts at Virgin companies and on the high street. No bank account is needed and no credit checks are undertaken. | |||||||||||
